Friday, May 30, 2008

Characteristics of an Internet Child Predator

Millions of children and teens are on the Internet everyday. They surf web pages, get their email and chat with their friends. Most parents believe this is harmless, except that our kids are being targeted everyday by predators on the Internet.

Lets explore some of the characteristics of a child predator. The average child predator is male and over the age of 25. He could be considered t2238he guy down the street who kept to himself. The loner type, very few friends and typically not married. A child predator most often has limited social skills, but a propensity to engage in conversation with an adolescent or child. This individual will tend to become shy with adults of his own age. He tends to seek out jobs that allow him to work around children, such as a baseball or basketball coach, Boy Scout leader, janitor or teacher at the school.

Child predators usually see nothing wrong with their behavior. Child predators come from all walks of life, some are rich, some are poor, some are educated and some are not. They usually have a sexually abusive or violent background histories. Child predators will target numerous children at one time. Their words are cunning and they take their time to groom their victims. Grooming is done by showering their victims with gifts, signs of affection and anything else they can, in order to build trust and a relationship with potential victims. Once trust is built, blackmail and guilt are sometimes used to get the child to succumb to their demands.

The Child Internet predator will utilize any or all of these techniques online. They will often times mask their age and state that they are around the same age as your child. They will stalk the Internet sites that most children and teens regularly visit. Hiding behind their computer screen, waiting patiently and then attacking their prey, our children.

How can you tell if your child is at risk? Your child may turn off the computer suddenly when you enter the room. Your child may be receiving gifts from others that you do not know. They may become more secretive about what they are doing online and usually spend more than an hour a day on the Internet. You may see long distance phone numbers that you do not recognize or they may receive phone calls from people that you are not familiar with. These are all signs that your child may be at risk.

As a parent, what can you do? One of the best ways to keep your child safe online is to create open dialogue with your child and to set clear rules regarding computer and Internet usage. You will also need to understand what your child is doing online. Learning more about how your child uses the Internet and whom they talk to in emails and instant message chat rooms can do this. You may also consider utilizing Internet monitoring tools to keep tabs on your childs activity. One organization that has combined both parental monitoring tools and tools to translate the litany of instant message acronyms is Safe Computer Kids. They have recently launched their website at http://www.safecomputerkids.com. You can contact them at 866-846-6464 or email them at info@safecomputerkids.com.

As a counselor for more than sixteen years, working with adolescents, adults and families, I have yet to meet a sexual offender who has been completely cured with treatment and have all too often seen the devastating results of their actions.

Wendy McLellan has an extensive background as a licensed counselor. For more than sixteen years, Wendys career involved working with adolescents and their families in agencies that specialize in residential and outpatient substance abuse counseling as well as mental health rehabilitation. As a counselor and Program Director of an intensive outpatient program, Wendy has experienced first-hand the devastating effects that abuse, violence, sexual abuse, addiction and predatory behavior have on adolescents and families.

With deep professional and personal concerns to these issues and an opportunity to help protect children, adolescents and families, Wendy has lent her experience, knowledge and time to the efforts of Safe Computer Kids, Ltd. their online parental resources and components of their cyber safety toolkit in her own efforts to help parents keep their children safe online.

House Remodeling Ideas

Solar Power For Homes - An Easy Way To Lower You Utility Bills

Our modern world is full of pollution, so it is important that we look for alternate forms of energy to help save the environment. One of the cleanest forms of residential power that you can use is solar power energy. Residential solar power is one of the upcoming trends in today's world of consumption.

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Sunday, May 25, 2008

Home Inspection Schools Offer Vocational Training

Real estate licensing, home appraisal, and building inspection are some of the most fascinating and lucrative careers today, and home inspection schools provide avenues for stepping into the interesting housing market. Vocational and technical training in home inspecting can teach you to conduct non-invasive examinations of residential dwellings and provide written evaluations of any related residential structural exterior and interior housing components.

A home inspection gives the seller an opportunity to disclose any conditions, and aids the buyers by providing knowledge for making informed decisions on the home. Vocational building inspection training teaches students to be investigators and informers, and to remain impartial to the process - home inspectors are not counselors to either party.

Inspection of real estate is technical and complex. Good training will provide extensive knowledge of residential construction with courses in environmental considerations, soils and foundations, wood and construction, roofing, air conditioning and heat pumps, heating and ventilation, plumbing, electricity, appliances, swimming pools and spas, and wood-destroying insects.

Courses in building inspection provide step-by-step training to determine quality of a home's structure, and whether older houses can meet local residential housing standards. Students will learn essential skills and develop an understanding of all operating systems. Students learn to quickly recognize red flags that may indicate problems in construction, electrical systems, or plumbing.

Home inspection schools prepare students with professional attitudes necessary to performing objective visual inspections and provide wr59Bitten reports. Students learn to evaluate and report their findings in an objective manner by using professional forms and methods of communication. You can even learn home inspection online.

If you would like to learn to be a professional building inspector, search our website for good home inspection schools in your area, and submit a request to several of them for more information.

DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on SchoolsGalore.com.

Copyright 2008 - All rights reserved by Media Positive Communications, Inc.

Notice: Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.

Michael Bustamante is a staff writer for Media Positive Communications, Inc. in association with SchoolsGalore.com. Find Home Inspection Schools, as well as Colleges, Universities, Online Schools and Vocational Schools at 27FSchoolsGalore.com, your resource for higher education.

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Saturday, May 24, 2008

How To Get A Short Term Loan

Every now and then money can get a little tight in between paydays. You do work, and the money is coming, its just that payday is a week away. Something has come up and you are in need of some cash - but only till payday. This is where it could be real handy to get a short-term loan. Here is what you need to know about getting one for your needs.

Short-term loans also go by a number of other names, such as payday loans, cash advance, fast cash, and a few more. These loans enable you to get the cash you need in a very short time - sometimes in about an hour, but some places will take up to 24 hours.

All you need in order to get your short-term loan is being employed at the same place more than three months. In addition, you will need to make more than $1,000 each month. They will ask for the name and phone number of your employer, and may call for verification. In some cases, you may need to fax copies of some of your recent pay stubs to them as proof of your income. A bank statement may also be needed, too.

You will also need to be ready to give some pertinent checking account information. This is where you will get your money, which will be directly deposited into it. Also, the money will probably be withdrawn out of it on the day the loan becomes due. An alternative way of paying is that you pay the loan off in person at the loan office. This account will need to have been in existence also for about three months.

Short term loans, or payday loans, are required to be paid back in just a few days - usually your next payday. Your first loan from a payday loan office - or Web site will be small, probably less than $400. You also want to make sure that you pay it off on time, too, as this will help you to get payday loans in the future for more money. Not paying it will quickly get you into trouble and banned from future payday loans.

Be aware that these payday loans can have quite a high interest rate. This can range anywhere from about 15 all the way up to 30%. At this rate, you will want to shop around some so that you can find a good one. One nice thing that you will also want to look around for is that a number of payday loan providers will let you have the first one interest free.

Some payday loan lenders also have some differences in how long you will be given to pay the loan back, too. This is a newer feature, and not many do it yet. Some, though, will allow you to pay it back in three or four payments - instead of all at once. Because of the high amount of competition between the lenders, new features are slowly being added to make their loan product more desirable. By shopping around, you may be able to find even better deals.

Joe Kenny writes for Rebuild.org, offering payday loans, or read the article on payday loans - quick solution for more information.
Visit today: Pay day loans from Rebuild.org

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Homeowners Look To Remortgage As A Means Of Debt Consolidation

More homeowners are remortgaging in an attempt to clear their debts, an industry expert has suggested.

According to Sue Anderson, head of member and external relations for the Council of Mortgage Lenders (CML), consumers have often tended to take out a new loan with a different provider as a means of funding home improvement projects. However, an increasing number are now looking to remortgage so as to consolidate other debts or replace relatively expensive unsecured debt with a secured loan which attracts a more competitive rate of interest.

And with Britain becoming evermore indebted, she suggested that consolidating borrowing could well be a logical thing for many consumers as they look to prepare to manage their finances on a tighter budget in the future.

Ms Anderson said: If people are looking to release equity - which is not by any manner of means a silly thing to do and in many instances is a very sensible thing to do - repaying more expensive credit agreements with less expensive interest rates that are available on mortgages may well be a reasonable and very rational strategy for people, but people should think about how quickly they expect to repay that debt.

However, as mortgages are a very long-term commitment, the CML representative advised that consumers should take the time to consider whether they will be able to regularly make repayments. She added that they should also look to see if they will be able to make over-payments or repay elements of that to win in the long-term as well as the short-term.

Meanwhile, those considering switching lenders so as to get a more competitive rate of interest on their borrowing were advised to do so with caution. Ms Anderson suggested that instead of just focusing on the amount of monthly repayments, consumers need to take account of all fees and charges such as administration and legal costs. Consequently, borrowers were urged to take the time to shop around to ensure that they get the most competitively-priced product available and compare charges currently offered by their existing lenders with that of any prospective new suppliers.

However, it was pointed out that internally refinancing with current mortgage providers can also be a sufficiently attractive option for many consumers concerned about the impact of the recent rise in arrangement fees.

And although remortgaging can be an effective way of bringing together money owed to various creditors, those aiming to use this and any other form of debt consolidation loan are being advised to make sure that they do not incur any extra borrowing.

Earlier this year, a survey carried out by the Motley Fool revealed that some three-fifths of debt consolidation consumers get into the red once again in the future. David Kuo, head of personal finance for the company, claimed that although debt consolidation loans can act as a welcome lifeline for those struggling to handle their finances, borrowers should use such credit wisely and avoid the temptation of getting into monetary difficulties. In addition, the research revealed the average consolidation loan is 16,500 pounds, taking eight years to pay off.

Mark Dawson writes for the Loan Arrangers. Where visitors can compare cheap loans online, and apply for debt consolidation loans. To read more articles from Mark go to http://news.loan-arrangers.co.uk

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How Does the Labor Compliance Program Work?

As expressed by the California labor and workforce development agency all construction projects funded by the Kindergarten-University Public Education Facilities Bond (Acts 2002 - 2004) are required to contain and comply with a labor compliance program. This compliance program became effective as of April 1, 2003.

You may now be thinking: 'Oh well, this is a lot of legal mombo-jombo', but the fact is that these laws were created for a reason. The labor compliance program also referred to as 'LCP' is required to make sure that all workers employed by either contractors or subcontractors be paid or compensated a state-determined prevailing wage. In other words, this program makes sure that workers who execute public work contracts are not being underpaid.

Another goal of this labor compliance program is to keep a competitive bidding process with complete integrity, which will filter monetary aid back into the local community through the public workers thus improving labor relations. The agency which is directly responsible for enforcing prevailing wage laws is the California Department of Industrial Relations also referred to as 'DIR', and even more specific, the Division of Labor Standards Enforcement also known as the 'DLSE' which is a subdivision of the 'DIR' is directly linked to this compliance program.

Furthermore, the work done by the Division of Labor Standards Enforcement has to comply and be consistent with the 8CC 16434 legislation which has provided a statutory system ever since 1989. This particular legislation also allows political subdivisions of the state which provide public work contracts to work and make sure everything is in order directly with the Department of industrial Relations and the Division of Labor Standards Enforcement.

This particular program also applies to school districts. Since funding, implementing and managing a permanent labor compliance program is quite an important and resource consuming task many of the school districts have decided to let a certified third party LCP handle such responsibilities.

Certified third party LCPs are required to handle several tasks during this process, such tasks are: communicating with construction workers and personnel in English and Spanish during on-site labor compliance inspections, keeping proper documentation of prevailing wage language during bid and contract arrangements, instructing and explaining labor compliance responsibilities to contractors and subcontractors during pre-construction convocations, auditing and ensuring the integrity of certified payroll records as well as making corrections if prevailing wage mistakes are found throughout such documents, ensuring and facilitating project completion within the time and budgets established.

As you now understand, keeping and maintaining labor compliance programs is a full time job which must be executed properly and carefully, that is why that not only school districts are outsourcing such responsibilities to certified third party LCPs; housing authorities, developers, contractors, local municipalities, redevelopment agencies and all other organizations which are subject to state regulated prevailing wage requirements, tend to outsource such tasks as well.

TheLaborComplianceManagers provide accurate and official information about California employment training. Learn more about the California Labor Compliance and the California Contract Compliance from a trustworthy Certified LCP source.

Wallpapering

Wednesday, May 21, 2008

Keep Your Dog Safe In Hot Weather

Reading this article could save your dog's life. Summertime brings longer days, warmer temperatures and a need for safety. Whether you live in the far north, the deep south, the coast or the desert, the more you know about hot weather dog safety, the better.

For example, at temperatures of 50, 60 or even 70 degrees Fahrenheit (depending on humidity levels) leaving your dog in the car can turn into a fatality. Dog heat stroke happens fast. Many places have laws about leaving an animal unattended in a vehicle and the places that don't, should.

Think about it! If its 70 degrees, humidity is moderate (heat index is 80-85 degrees) but all the car windows are rolled up with a 1-3" opening, the car is in the direct sun, or even the shade, and you're leaving your dog in the car for more than 5 minutes. Could this be a problem? Maybe it's 80 or 90 degrees Fahrenheit (heat index of nearly 100 degrees) and you leave your dog in the car.

Take a moment and ask yourself, is this safe? Ask yourself if you would be safe left in the conditions you plan to leave your dog in. Would a baby be safe? If your answer is no, then your dog won't be safe either. Would a police officer, animal control officer, or veterinarian scold you or possibly ticket you for leaving your dog? If the answer is yes, then don't do it.

If you have any doubt about your dogs safety, listen to that and act accordingly. In the spring & summer months, dog heat exhaustion & heat stroke is the main concern. Believe me, watching a dog succumb due to heat exhaustion or stroke is heart breaking. They refuse water & food, are lethargic, breath rapidly, can't get up, are disoriented, vomit continually, have uncontrollable diarrhea, and slowly die.

To protect your dog from heat exhaustion and heat stroke, read the following:

*Don't leave you dog in the car unless you plan to leave the air conditioner running.

*Don't let your dog run in the middle of the day. Let your dog go for it in the early morning or at night when it's cooler.

*Keep in mind if you live in a highly humid/tropical climate, when it's 90 degrees and humidity is high, the heat index is typically over 100 degrees. Exercise your dog when humidity and the heat index is very low.

*Take stock if your dog has dark colored fur. They will get hot faster (black absorbs heat where white repels it).

*Be especially careful with short snouted dogs like pugs, bulldogs, mastiffs and shih tzu's. These breeds overheat much faster and are highly susceptible to dog heat stroke.

*Provide shade for your dog. Buy a tarp or a sheet and put it up if necessary. It's a lot cheaper than a vet bill.

*Always have fresh, clean water available for your dog. Dogs need hydration just like humans. Have a large plastic dish (metal gets hot) & leave your garden hose slightly running into the dish. A vet bill can be much higher than a water bill.

*No! An ice cold beer is not the answer on a hot summer day for your dog! Alcohol is poison for your dog. Give your dog lots of cold, clean water.

*Please don't tether your dog outside when it's hot. Dogs easily get the tether wrapped around various objects and end up in the sun. This is a recipe for dog heat stroke.

*Remember your dog doesn't wear shoes and asphalt, concrete, etc. get very hot in the summer sun. Burnt puppy pads are very painful and can become a serious issue quickly. Imagine walking barefoot on asphalt in the summer. Ouch! Walk your dog when it's cooler outside and preferably in shaded areas.

*When you're out & about with your dog, dont let your dog drink from stagnant water sources. These often have bacteria & mold that will make your dog very sick.

*Never, ever leave your dog unsupervised around a swimming pool. They can easily drown. If you have a pool, train your dog where the stairs are located so they know how to get out. Just like children, keep an eye on your dog, at all times, when they're in the pool area.

Immediately call your veterinarian or animal emergency center if any of the following occur with regard to your dog:

*Rapid breathing with an increased heart rate.

*Your dog has discolored gums--Dogs with heat stroke have dull gray or pink gums instead of the normal red-pink color.

*Your dog is disoriented--they are unaware of their environment.

*Your dog isn't listening or obeying commands, seems lost or scared.

*Your dog has a wild or panicked expression.

If you suspect your dog may have heat stroke, first call your veterinarian or animal emergency center. Secondly, to help bring your dogs temperature down, do the following:

*Gently place a cool wash cloth on the unhaired belly area. Keep rinsing the cloth with fresh cool water and applying until your dog is calmer (this should only take about 5 minutes).

This is not a substitute for getting your dog to the veterinarian or animal emergency center. Get them checked out. It could save their life.

With the temperatures rising all over, be aware & make adjustments when necessary to take the very best care of your dog. If you have questions or concerns, talk with your veterinarian or veterinary technician.

Your dog relies on you to care for them. Do a good job. The rewards are priceless.

Miss Debra Rae has been around animals her entire life. For years she ran a veterinary clinic and an animal emergency center. She continues to research and write about dogs who are indeed man's best friend. Visit Miss Rae's website at http://www.goodpoopy.com and find information for your furry canine family member from obedience to nutrition, treats to hot & cold weather safety plus all you want to know (or not know) about fleas, ticks and worms.

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